Home Loan Calculator – HR Mortgage & Finance

Home Loan Affordability Calculator

Annual Gross Income ($)

Monthly Living Expenses ($)

Monthly Existing Debt Repayments ($)

Available Deposit ($)

Loan Term (Years): 30

Estimated Interest Rate (%): 6.50

Max Debt-to-Income (DTI) %: 40 (Approx. percentage of gross income lenders consider for total debt)

Your Affordability Estimate

Estimated Maximum Loan Amount: N/A

Estimated Maximum Property Price: N/A

Estimated Monthly Mortgage Repayment: N/A

**Disclaimer:** This calculator provides a general estimate for illustrative purposes only. It does not constitute financial advice. Your actual borrowing capacity may vary based on lender policies, your complete financial situation, interest rate changes, and other factors. Always consult with a qualified mortgage professional or financial advisor for personalized advice.