HR Mortgage & Finance

Car Loan

How Can We Help You?

At HR Mortgage & Finance, we simplify the process and get you moving sooner. Whether it’s your first car, an upgrade, or financing for your business, our expert team is here to guide you to the perfect solution – with less stress and more confidence.

Our Quick & Easy Process

01

Personal Car Finance:

Looking to secure finance for your new car? Skip the stress of shopping around and let us find the right loan for you. No deposit car loans available Balloon payment options for flexible repayments Car loan solutions tailored to your budget and lifestyle Expert advice to help you make an informed decision

02
Business Car Finance:

If you’re looking to finance a vehicle for your business, we offer: Chattel mortgage – perfect for ownership and tax benefits Low-doc vehicle finance – ideal for new ABN holders Flexible terms to match your cash flow Speedy service so your business can keep moving

99.9% customer satisfaction based on 900+ reviews & 7,900+ objective resources

Why Choose Us for Your Car Loan?

✔️ Access to over 50 competitive lenders across Australia
✔️ Fast, 24-hour pre-approvals
✔️ Same-day finance settlements available
✔️ Personalised guidance from our expert brokers
✔️ No hidden costs – just transparent, ethical advice
✔️ Serving Australians since 2005

Access to over 50 competitive lenders across Australia
Serving Australians since 2005
Our Quick & Easy Process - HR Mortgage

Our Quick & Easy Process

01

Initial Consultation

Talk with our friendly brokers to discuss your car finance needs.

02

Loan Structuring

We'll find the best lenders and options for your needs.

03

Fast Pre-Approval

Receive your pre-approval within 24 hours.

04

Vehicle Purchase

Once you find your car, we'll help finalise the loan.

05

Formal Approval & Settlement

Sit back while we handle the paperwork and get you on the road.