Self-managed Super Fund Loan

Why Choose HR Mortgage & Finance?

• Expert Guidance: We guide you through all SMSF rules and help you stay compliant.
• Flexible Loan Options: Get tailored SMSF loans for residential or commercial property.
• Maximise Your Super: Understand the benefits and risks to grow your retirement savings.
• Simplified Process: From loan approval to property purchase, we make it easy.

Residential Property in Your SMSF

Adding residential property to your SMSF can be a smart choice. We help you understand the rules, so your investment stays compliant and works for your retirement goals.

Commercial Property in Your SMSF

Commercial properties offer good benefits and steady returns for your SMSF. With the right plan, you can build a reliable income stream. We help you find the right property and set up your SMSF loan.

Compliance and Rules

• Tax Laws: Make sure your SMSF investments follow Australian tax rules.
• Correct Registration: Register properties properly in your SMSF’s name.
• Asset Rules: Understand the Single Acquirable Asset Rule for purchases.
• Ongoing Management: Keep up with reporting and management to stay compliant.

Borrowing & Benefits

• Understand SMSF Loans: Learn the lending rules and criteria to borrow correctly.
• Tax Advantages: Benefit from lower tax rates on rental income and capital gains.
• More Control: Make investment choices that fit your retirement plan.
• Diversify: Add property to spread risk and grow your savings.
• No Impact on Lifestyle: Investing through your SMSF doesn’t affect your daily budget.