Business Loan

Business Loans That Grow With You

At HR Mortgage & Finance, we understand that every business journey is different. Whether you’re a start-up seeking early-stage capital or an established enterprise expanding operations, our flexible business loan options are designed to support your growth, cash flow, and future ambitions.

Fast, Flexible, and Focused on Your Growth

Our goal is to empower businesses with the financial tools they need to thrive. From application to approval, we ensure the process is simple, transparent, and fully aligned with your goals. Let’s make your business stronger — apply today or speak to one of our business loan experts.

At HR Mortgage & Finance, we understand that every business has unique financial needs and ambitions. Our business loan services are designed to support Australian businesses of all sizes, from startups to established enterprises, in achieving their growth and operational goals.

Our Business Loan Products:

Short-Term Business Loans:

Ideal for immediate financial needs and bridging gaps in cash flow.

Working Capital Loans:

Ensure your business has the cash flow it needs to operate smoothly.

Line of Credit:

Flexible funding that you can draw upon as needed to manage day-to-day expenses.

Equipment Financing:

Tailored loans to help you acquire the necessary machinery and equipment.

Long-Term Business Loans:

Perfect for significant investments and business expansion plans.

How HR Mortgage & Finance Works

Initial Consultation

Have a phone or face-to-face conversation with our expert broker.

Loan Structuring

We need your financial documents and specifics about your requirements.

Apply For Pre-Approval

After finalizing all necessary details, we'll proceed to pre-approval. Typically, your pre-approval will arrive 5-7 working days, subject to the bank's processing time.

Find Your Dream Home

We'll be there to support and guide you every step of the way until you discover the perfect property. Once you've identified a property that meets your criteria and reached an agreement on price with the vendors, we'll recommend proceeding with signing the contract.

Get the Final Approval

Once the contract is signed, we initiate the valuation process. Subsequently, the solicitor/conveyancer will review the contract and conduct pest and building inspections. Concurrently, we'll proceed with submitting your loan for formal approval. The timeframe for obtaining formal approval may extend up to a week, contingent upon the bank's processes.

Settle Your Loan

When all the paperwork is complete the keys to your dream home will be handed over to you.